The vulnerability of rural and coastal communities to extreme climate change impacts poses serious concerns about the ability of people to build resilience. Using an ecological approach in understanding how community resilience is situated within multiple settings, this qualitative study examines the lay accounts of 30 residents and authorities who experienced three major natural disasters. A thematic network analysis of the interview responses surface six dominant organizing themes: sense of preparedness, sense of togetherness, effective leadership of local authorities, service provision at the macro level, rebuilding in a self-reliant manner, and preparedness for future disasters. The dominant themes are considered relevant in sustaining the capacity of the participants to respond to, cope with, and recover from adversity. The findings reveal that collective actions, which are further strengthened by the presence of care, support, and assistance emerging from every system level, support community resilience. Hence, disaster management interventions necessitate increased efforts for the implementation of awareness and sensitization campaigns, additional social welfare services, and information dissemination activities through the use of published communication materials.